No, you don’t pay stamp duty as a first-time buyer. YES, you will pay it on your second other property purchase.e.g, a buy-to let.

This depends on your mortgage provider requirements, age, and income and your perculiar circumstances.

There is no specific time frame as each transaction has its peculiarities – does it involve a chain, is it a new build or old build, have you gotten a lender, etc.

Most common fees are;
<<<Survey fee.>>>
<<<Mortgage Broker fee>>>
<<<Solicitors fee>>>